Check credit rating Syracuse

Apply Online Now check credit rating Syracuse From confirm my money You must be logged in to post a comment. How I Got a Credit Card Late Fee Waived Know how to get that late fee waived? I use a couple of different credit cards every month to pay my bills and handle basic spending (groceries, gas, etc.). I also have one random card that I use to pay my traffic toll tag automatically.

About once every other month a new toll charge hits. This card, unfortunately, cant be paid automatically.

At least I couldnt figure out how to pay it automatically. As an aside, I check credit rating Syracuse recommend that everyone sets up automatic payments on their credit cards. That way your check credit rating Syracuse entire balance is paid off each month without you having to remember. Its just a good system to check credit rating Syracuse have in place for all of your cards. free credit reports and scores

Long story, short, I missed the payment deadline on this randomly used card, and didnt realize it until a couple of days later. Once I realized it, I immediately panicked and logged into my online account. My first thought was that I need to remove the automatic toll charge that hits my card every other month. A more routine, monthly bill would be better suited for keeping this card active. My next thought was to make a call and ask for forgiveness.

I called up the bank check credit rating Syracuse and begged to have the check credit rating Syracuse credit card late fee waived, sighting my prior clean record. free credit report online The rep took my payment (from my other bank debit card), and waived the late fee! But check credit rating Syracuse I dont think that would have worked as effectively. I think its key in these situations to take the passive approach.

You are far more likely to get the result you check credit rating Syracuse need if you play it cool. If you cant convince the rep in a check credit rating Syracuse nice way, then I suggest asking to speak to their supervisor: someone who can waive the fee for you. Keep working your way calmly up the chain of command until you get the outcome you desire. I guess the moral of the story is to always ask to have your check credit rating Syracuse credit card late fee waived. Odds are, if its your first time, they will waive the fee. If its your second offense, you may have to work a bit harder. free government credit reports

The other lesson learned is to setup automatic payments to your card so that its paid off in full each month. If your bank doesnt offer this service, then it may be time to switch banks or stop using that card.

Update: Ive since moved check credit rating Syracuse my checking entirely to ING Direct and my credit card use has all been shifted to the Chase Freedom.